Appraisal services for North Miami Beach and Miami-Dade County homeowners
The top seven reasons why FL homeowners use Legacy Appraisal Services, Inc.:
Need help determining the value of your home in or near North Miami Beach, FL?
At Legacy Appraisal Services, Inc., we understand the unique needs of a customer seeking appraisal services. Our typical business clients get the appraisal process and the standard "products" we deliver to them. As our client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value report than yours.
Appraisals to cancel PMI
A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We're veterans in helping homeowners just like you rid yourselves of unwanted PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other properties nearby. This only means you are going to pay higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Legacy Appraisal Services, Inc. is your best weapon.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be annoying from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Legacy Appraisal Services, Inc. can provide you with efficient appraisal to help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned expert to double-check your appraisal for efficiency, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Legacy Appraisal Services, Inc. offers field reviews where we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.